The advent of digital payments has redefined convenience in transactions, and leading the charge in this domain is Apple Pay. A secure and straightforward method for making payments using your Apple devices, it takes ease of transaction a step further with Apple Pay Cash. This service allows you to send, receive, and request money directly from others in Messages.
Why Use Apple Pay Cash?
There are numerous reasons to opt for Apple Pay Cash. Here are a few:
- Effortless Transactions: Whether you’re splitting a dinner bill with friends or paying your share of a gift, Apple Pay Cash makes it easy to transfer money right in the middle of a conversation.
- Immediate Access: Money you receive through Apple Pay Cash is added to your Apple Pay Cash card in Wallet, and you can use it instantly.
- Security: Every transaction requires you to authenticate with Face ID, Touch ID, or your passcode, ensuring your money is secure.
- Versatility: Use your Apple Pay Cash balance to make purchases in stores, in apps, and on the web, or transfer it from Apple Pay Cash to your bank account.
Setting Up Apple Pay Cash
Before you can use Apple Pay Cash, you’ll need to set it up:
- Open Wallet App: On your iPhone, open the Wallet app.
- Tap on Apple Pay Cash card: If you’re using it for the first time, you’ll need to accept the terms and conditions.
- Follow the instructions: You may need to verify your identity.
Now, you’re ready to send money through Messages, or ask Siri to pay someone.
How to Use Apple Pay Cash
To Send Money:
- Open a Conversation in Messages: Open a chat with the person you want to send money to.
- Tap on Apple Pay: In the app drawer under the conversation, tap on the Apple Pay button.
- Enter the Amount: Using the “+” or “-” buttons, enter the amount you want to send.
- Tap Pay: Review your payment information, then authenticate with Face ID, Touch ID, or passcode.
To Receive or Request Money:
- Open a Conversation in Messages: Open a chat with the person you want to receive money from.
- Tap on Apple Pay: In the app drawer under the conversation, tap on the Apple Pay button.
- Enter the Amount: Using the “+” or “-” buttons, enter the amount you want to request.
- Tap Request: The recipient will see the request in your conversation and can tap Pay to fulfill it.
Apple Pay Cash simplifies the process of money transfer between friends and family, making it secure, swift, and seamless. No need for any extra apps—just a few taps in your Messages app, and you’re good to go. So why wait? Give Apple Pay Cash a try and experience the future of personal payments.

Hi! I’m Eric and I work on the knowledge base at GadgetMates.com. You can see some of my writings about technology, cellphone repair, and computer repair here.
When I’m not writing about tech I’m playing with my dog or hanging out with my girlfriend.
Shoot me a message at ericchan@gadgetmates.com if you want to see a topic discussed or have a correction on something I’ve written.